Empowering Our Members, Building Our Future Together

Join over 1,100 members who trust Ubora SACCO for savings, affordable loans, and financial growth. Access your account, apply for loans, and manage your finances — anytime, anywhere..

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Revamping of Loan Products

Ubora Sacco has Re-Introduced Business Loan at KES.1,000,000 for 48 months
Development loan limit increased to KES.6,000,000 for 84 months
Emergency Loan increased to KES.300,000 for 18 months, months effective 1st May 2024
Members can now top up college loan

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Savings Products

Secure your future by utilizing the
saving plans we have and also access financial assistance when needed

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Admission of Immediate
Family Members

Registration of immediate family members
ongoing.

Why Choose Ubora SACCO

Trusted Since 1979: With over 46 years of service, Ubora SACCO has stood the test of time—empowering her members to save, borrow, and invest with confidence.
Regulated & Secure: Fully compliant with SASRA for your financial protection.
Affordable Credit Solutions: Whether you're building a home, paying school fees, or investing in your future. Enjoy competitive interest rates and flexible repayment terms.
Member-Owned: Your goals are our priority.
Digital Convenience: From Paybill payments to our upcoming member portal and SMS services, we’re making SACCO services more accessible—anytime, anywhere.
Transparent & Accountable: Committed to ethical governance and clear communication.

Member Deposits

Members Deposits provides a solution for members seeking to save securely and earn interest.

Interest-Earning Savings Account(IESA)

Enjoy competitive interest rates with flexible access. Ideal in building a financial cushion.

Musharaka Savings

Community-driven.Partner with your SACCO to save and invest ethically - aligned with Islamic values.

Holiday Savings

Save now, travel later.Plan ahead for your dream getaway with disciplined savings.

BBF Welfare Scheme

Contribute to a welfare fund that covers emergencies, bereavement, and member support. Community care, powered by you.

Loan Products

Our loan products are accessible at flexible repayment terms and affordable interest rates processed with a processing turnaround time of 24hrs.

Loans

Fulfill your investment goals and projects by accessing some of our loan products, at the most affordable interest rates,
This includes; Normal/Development, Emergency, Education and Holiday, Bridging loan facility..

Loan Repayment Period

UBORA development loan has been revamped to 84 months IESA Normal loan extended to 60 months

With affordable Interest rate of 12% p.a. on reducing balance

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About Us

Ubora Sacco was established on 4th of April 1979 with the objective of providing a mechanism for members within the common bond to save and borrow at an affordable cost in order to meet their socio-economic needs.

Who we are

Our Vision
A leader in SACCO solutions for sustainable socio-economic empowerment.
Our Mission
To mobilize funds and offer savings and credit to empower members economically.
Core Values
Customer focus, Integrity, Accountability, Professionalism, Innovation
Our Motto
Save. Borrow. Invest. Prosper

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